This Is What Money Has To Do With Love.
Overwhelming financial concerns sometimes create strains that affect the expression of our love, not always because we want to be materialistic or selfish, but because we innately desire an all round stability in our relationships. The extent we can go to meet this need and the maturity at handling associated issues however differs. Various statistics are showing that financial concerns rank one of the five top reasons for divorce and one of the top causes of conflicts and disputes in marriages.
More than ever before, money plays an important role in marriages, today’s world is fast paced and the status of an individual and the opportunities available to them is increasingly being determined by how much money they earn. There is a strong pursuit for prettier, bigger, flashier and costlier things of life, and a lack of the ability to keep abreast with peers may cause a lot of stress on the married life of any two people.
When financial needs becomes unmet and expectations do not match up, there may be persistent personal conflict and resentment without regards for how the other person feels or how it affects the relationship. This dissatisfaction and frustration can make love to become sour.
In such situations, whether you choose to opt out or decide to stick through the financially challenged relationship, the truth is you will have to make choices that demand sacrifice. There may not be the desired financial buoyancy now, but is there love, teamwork, focus, determination and hard work towards success? Is it possible to hold up faith for a breakthrough?
If you think your relationship is worth rescuing from the claws of financial tension, here are five recommended ways you can work it out;
Be On The Same Page : Communicate clearly to each other about your fears and concerns for your finances and together analyze your financial situation and agree on the financial future you want for yourselves. It is important that you both understand each other’s financial expectations.
Have a Game Plan : Strategize on how you want to achieve your financial dreams, don’t just wish and desire, you need to map out a practical and realistic way for you to make enough money for the kind of life you desire and to stay out of debt. Devise ways that can work best for you both. For instance, you can decide to work two jobs instead of one, or you may decide to relocate to another state where you can have better job prospects.
Make No Room For The Lazy One: It could be really frustrating to have a laid back partner who isn’t giving 100% commitment to your financial future. You both have to get out of your comfort zones and take actions to make your dreams become reality, discuss and agree on what each person’s contribution to your financial success would be and be committed to it.
Don’t Bite More Than You Can Chew: You will need to curb unnecessary spending, and together set financial priorities, make periodic budgets and stick to it. Don’t accumulate debts and put your financial future in jeopardy because you want to keep up with The Jones’. What is more important? Is it buying a new house or saving up your child’s education? Ask yourselves important questions, be realistic and stay on course.
Let The Owl Do The Night Watch: While both of you should be actively involved in your financial decisions, it is important to let the person who is more competent at handling it take charge. Don’t take it up if you are not disciplined with spending or if you find it difficult to keep account and balance the sheets.
When Lost Ask For Directions: Don’t hesitate to seek professional help and counsel when you think you need to. Remember you are not alone in this situation, there are couples who have been in and out of the financial mess you are. Don’t go through life trying to patch things up when you can get people to help you out. No matter what you are experiencing you can find help somewhere. Never wait till when the things eats you up and gets out of control before you call out for help, it might be too late. Take the bull by the horn, be equipped with the right knowledge and support from people who know about it. You don’t have answers to everything.
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